Starting out
If you walk or sit for clients and take payment, you’re self-employed. If your trading income is under £1,000 a year, the trading allowance can mean you don’t need to report it. Above that, you generally register with HMRC and file a self assessment return. Register by 5 October after the end of your first tax year in business.
Costs you can usually claim
- Public liability and pet-care insurance
- Leads, bags, treats and other equipment
- Fuel or van costs for collecting dogs
- Booking app and website costs, advertising and business cards
- Training and first-aid courses for your work
- Hired field or paddock costs
Keeping it simple
Take a note of who paid you and when, and keep your receipts. Bank statements are enough for most dog walkers. If you also have a separate job, we’ll make sure your return covers both.
Tax and National Insurance
You pay Class 4 National Insurance of 6% on profits between £12,570 and £50,270, and 2% above that (2026 to 2027). Class 2 is no longer compulsory.
Making Tax Digital for Income Tax applies to self-employed income over £50,000 from April 2026, over £30,000 from April 2027 and over £20,000 from April 2028. If it applies to you, you send HMRC short updates each quarter.
Sources
- Trading allowance
- Set up as a sole trader
- Expenses if you’re self-employed
- Self-employed National Insurance rates
- Self Assessment deadlines
- Making Tax Digital for Income Tax
Checked against GOV.UK on 11 October 2026. This is general information, not personal advice. Rates and rules change, so we confirm them for your own situation.